Indonesia Digital Payment Infrastructure

Powering Indonesia's
Digital Payment Future

Secure payment infrastructure for merchants, startups, enterprises, and digital businesses across the archipelago.

▲ +23.4% Revenue
⚡ 142ms Settlement
Payment Overview
Live
Total Volume
Rp 0
Success Rate
99.98%
Transactions
0
Merchants
0
REVENUE · 7 DAYS
📱
QRIS · Tokopedia
2s ago
+Rp 150K
🏦
VA · BCA
9s ago
+Rp 2.5M
💚
GoPay · Shopeefood
16s ago
+Rp 89K
Platform Uptime
24/7
Monitoring & Support
Transactions Processed
Business Partners
Solutions

Everything Your Business Needs

From QR scanning to enterprise APIs — the complete Indonesian payment stack in one platform.

📲

QRIS Payment

Accept any QR-based payment with a single unified code. Works with all major Indonesian e-wallets instantly, with real-time settlement.

GoPayOVODANAShopeePayLinkAja
🔗

Payment Gateway

Full-stack infrastructure with credit cards, virtual accounts, and direct bank transfers across all major Indonesian banks and networks.

Credit CardVirtual AccountBank TransferRetail
📄

Digital Collection

Automate receivables with smart invoicing, recurring billing, and bulk disbursement for high-volume business operations.

InvoiceRecurringBulk TransferEscrow

Enterprise API

Production-ready REST API built for developers. Webhook events, sandbox environment, and full documentation from day one.

REST APIWebhooksSandboxSDKs
Coverage

Payment Nodes Across the Archipelago

Real-time payment flows connecting every major city across Indonesia's 17,000+ islands.

Medan Batam Jakarta Bandung Surabaya Makassar
Why KEPO4D

Built for Scale from Day One

🛡️

Enterprise Security

256-bit encryption with multi-layer fraud detection. Every transaction monitored in real time, around the clock.

Lightning Fast API

Sub-200ms response on all endpoints. Infrastructure handles 50,000+ TPS at peak without degradation or throttling.

📊

Real-time Analytics

Live dashboard with revenue tracking, churn prediction, and custom report exports delivered in seconds.

💎

99.99% Reliability

Multi-region redundancy with automatic failover. No single point of failure. SLA-backed uptime guarantee.

Developers

Integrate in Minutes, Scale to Millions

POST /v1/payment
# Create a payment curl -X POST \ https://api.kepo4d.digital/v1/payment \ -H "Authorization: Bearer {API_KEY}" \ -H "Content-Type: application/json" \ -d '{' "amount": 50000, "currency": "IDR", "method": "QRIS", "merchant": "merchant_id", "callback": "https://yoursite.com/hook" '}' # Response { "status": "SUCCESS", "payment_id": "TXN_20241127_001", "qr_code": "https://qr.kepo4d.digital/...", "amount": 50000, "expires_at": "2024-11-27T15:30:00Z", "latency_ms": 142 }
📖
OpenAPI Documentation
Comprehensive API reference with interactive Swagger UI. Every endpoint documented with examples and full error codes.
🔌
Webhook Events
Real-time event notifications with automatic retries, signature verification, and detailed delivery logs.
🧪
Sandbox Environment
Full production mirror. Test every scenario, failure mode, and edge case before going live.
📦
Official SDKs
Node.js, Python, PHP, and Go SDKs. Typed, maintained, and battle-tested with built-in error handling.
Industries

Trusted Across Every Sector

🛒
Retail
🍜
Restaurant
🛍️
Marketplace
🎓
Education
✈️
Travel
🎮
Gaming
☁️
SaaS
🔄
Subscription
🏥
Healthcare
🏦
Finance